Is Interactive Brokers cheaper than Revolut?

For most profiles, yes. IBKR’s per-order commission and 0.002% FX (min $2) beat Revolut’s 0.10% commission plus its fair-usage FX (Standard ~1% above €1,000/mo; Premium and Metal have no FX fee). Revolut only wins for very small, infrequent trades (0.10% with no minimum beats IBKR’s per-order minimums) or frequent US trading on a paid no-FX plan.

At what point does a paid Revolut plan beat IBKR?

From around 6 US trades a month (at ~€1,000 a trade). Premium’s €131.88/yr with 0% FX and 5 free trades — plus just 0.10% on the extra orders — becomes cheaper than IBKR’s per-trade commission and $2 FX minimum. Below that, IBKR is usually cheaper.

Does IBKR’s FX minimum matter?

Yes. IBKR’s FX is 0.002% but a $2/conversion minimum applies, so a €1,000 US trade costs about €1.75 in FX regardless. The calculator includes this — without it IBKR would look almost free on US trades, which isn’t real.

Which is better for small portfolios?

Revolut is friendlier to start and can be free for a single small trade a month. But as soon as you trade more or larger, IBKR’s low commission usually wins. Enter your real size and frequency above to see your number.

Do these include Revolut’s subscription and IBKR’s account fees?

The Revolut plan subscription is included in the total; IBKR has no inactivity fee (abolished 2021). Custody, market-data and taxes are excluded and noted separately.

IBKRvsRevolut

Interactive Brokers vs Revolut: which is cheaper?

IBKR’s low per-order commission and 0.002% FX (min $2) make it hard to beat for anything but the smallest, least frequent trades — where Revolut’s free monthly trades or Metal’s 0% FX can win. Set your profile to see the crossover.

Fee schedules side by side

Plan	EU commission	US commission	FX markup	Subscription	Free trades
IBKR
IBKR Tiered	0.05% · min €1.25 · max €29	$0.0035/share · min $0.35 · max 1%	0.002% · min $2	None	None
IBKR Fixed	0.05% · min €3	$0.005/share · min $1 · max 1%	0.002% · min $2	None	None
Revolut
Standard	0.1%	0.1%	€1,000/mo free, then 1%	None	None
Plus	0.1%	0.1%	€3,000/mo free, then 0.5%	€47.88/yr	None
Premium	0.1%	0.1%	No FX fee	€131.88/yr	5/month
Metal	0.1%	0.1%	No FX fee	€239.88/yr	10/month

IBKR — Not included: IBKR account fees — inactivity fees were abolished in 2021 (€0).
Revolut — Not included: Revolut custody fees (region-dependent) are not modelled; the plan subscription is.

IBKR vs Revolut for your trading

What you trade

Typical trade size€1,000

Trades per month4 / month

Currency conversionMost people: the broker auto-converts.

The verdict

For your profile, IBKR is cheapest — about €99/year.· Tiered plan

Your most expensive option — Revolut at €132 — costs €33 more per year for identical trades.

Estimates from public fee schedules (July 2026).

1
IBKR· Tiered
€99Cheapest
2
Revolut· Premium
€132+€33/yr

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Where your cheapest broker changes

Your answer shifts with trade size and how often you trade. Here’s where it flips.

Annual cost as trade size grows

At 4 trades/month · US stocks

Revolut line shows the cheapest Revolut plan at each size. Assumes currency is converted on each trade.

How each yearly total is built

IBKR· Tiered

Cheapest

Commission€15

Currency conversion€84

Per year€99

48 trades/yr · ≈ €2.06/trade

Fixed plan

Commission€42

Currency conversion€84

Per year€126

48 trades/yr · ≈ €2.63/trade

Tiered excludes small exchange, clearing and regulatory pass-throughs (~$0.003/share); Fixed is the validated all-in rate.

Not included: IBKR account fees — inactivity fees were abolished in 2021 (€0).

Revolut· Premium

Commission€0

Plan subscription€132

Per year€132

48 trades/yr · ≈ €2.75/trade · 5 free trades/mo included

Not included: Revolut custody fees (region-dependent) are not modelled; the plan subscription is.

Method & assumptions

Figures use public fee schedules as of 11 July 2026, for the market, order size and monthly frequency you set, held over 12 months, in EUR (1 EUR ≈ 1.14 USD).

FX shown assumes you convert currency on every trade (the default for DeGiro AutoFX and Revolut). Holding a US-dollar balance makes FX nearly disappear for IBKR and Revolut — but DeGiro’s 0.25% still applies either way: switching off AutoFX means manual conversions at €10 + 0.25% each.
IBKR US per-share fees assume ~€150/share — below ~€15k (Tiered) / ~€30k (Fixed) per order the per-order minimum applies, so share price barely matters.
IBKR is shown best-of Fixed and Tiered. Tiered excludes small exchange/clearing/regulatory pass-throughs (~$0.003/share); Fixed is the all-in rate.
DeGiro’s €3 EU flat fee is the home-market rate (Euronext Amsterdam/Brussels). Most other European exchanges cost €4.90 at DeGiro (€3.90 + €1 handling), which the calculator does not model.
“Mix” alternates EU and US trades 50/50 by count; FX applies to the US half only.
Excluded: DeGiro €2.50/yr-per-exchange connectivity, IBKR account fees (inactivity abolished 2021), Revolut custody fees, taxes/stamp duty and market-data fees.
Revolut FX uses a monthly fair-usage allowance: Standard converts about €1,000/mo free then ~1%, Plus about €3,000/mo free then ~0.5%, and Premium and Metal have no FX fee. Commission is 0.10% per order with no minimum (schedule effective 9 July 2026); Premium includes 5 commission-free orders a month and Metal 10 — Standard and Plus have none. Allowances, plan prices and free-trade counts vary by region and change over time — always confirm current rates on each broker’s website.

Built on the same engine FolioView runs on your real statements.

When each broker wins

When Interactive Brokers wins

IBKR wins for most active trading: low commission (about $1/order US Fixed, $0.35 Tiered; €1.25–€3 EU) and a 0.002% FX rate mean it scales cheaply with size and frequency, with no subscription to recoup.

When Revolut wins

Revolut wins at the extremes: for a small trade or two a month its 0.10% no-minimum commission undercuts IBKR’s per-order minimums and $2 FX floor, and for frequent US trading Premium (0% FX, 5 free trades/month, €131.88/yr) beats IBKR’s per-trade FX minimum — the crossover is around 6 US trades a month at €1,000 a trade.

Frequently asked questions

Is Interactive Brokers cheaper than Revolut?: For most profiles, yes. IBKR’s per-order commission and 0.002% FX (min $2) beat Revolut’s 0.10% commission plus its fair-usage FX (Standard ~1% above €1,000/mo; Premium and Metal have no FX fee). Revolut only wins for very small, infrequent trades (0.10% with no minimum beats IBKR’s per-order minimums) or frequent US trading on a paid no-FX plan.
At what point does a paid Revolut plan beat IBKR?: From around 6 US trades a month (at ~€1,000 a trade). Premium’s €131.88/yr with 0% FX and 5 free trades — plus just 0.10% on the extra orders — becomes cheaper than IBKR’s per-trade commission and $2 FX minimum. Below that, IBKR is usually cheaper.
Does IBKR’s FX minimum matter?: Yes. IBKR’s FX is 0.002% but a $2/conversion minimum applies, so a €1,000 US trade costs about €1.75 in FX regardless. The calculator includes this — without it IBKR would look almost free on US trades, which isn’t real.
Which is better for small portfolios?: Revolut is friendlier to start and can be free for a single small trade a month. But as soon as you trade more or larger, IBKR’s low commission usually wins. Enter your real size and frequency above to see your number.
Do these include Revolut’s subscription and IBKR’s account fees?: The Revolut plan subscription is included in the total; IBKR has no inactivity fee (abolished 2021). Custody, market-data and taxes are excluded and noted separately.

Other comparisons

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